With less than 7 weeks to go before we leave, I need to get
cracking to make sure everything is in place at least 2 weeks before we leave.
Putting things off until the last minute results in stress, which is not a good
way to begin a holiday.
The next thing on my ‘to do’ list is Travel Insurance. Be sure to read
the fine print in the insurance document, as not all policies are the same.
Things like exclusions and restricted coverage may be the reason why a
particular product is cheaper up front than another. You need to decide what
level of risk you want to assume before you settle on a particular travel
insurance product.
I contacted the company who hold my insurances for my
car, house and contents. COTA is a member based organisation,
underwritten by Alliance and they specialise in over 50’s insurance needs. I’ve
had occasion to make a claim with them in the past and found the process easy
and stress free. Because of my age (I will be 70 once we set out), my share of
the policy will be slightly higher than my sister’s.
After receiving a quote from COTA, I checked on a couple of
other insurance providers. (Crown Currency Exchange is another who
offers discounts.) It’s a little like
trying to compare apples to oranges because they all offer different things,
for varying amounts so it can be confusing. We decided to go with COTA, which
will cover us for what appears to be every eventuality, accepted the quote and
paid the premium.
So that’s another item ticked off, and paid for.
